Commercial & personal insurance · Colorado

Business insurance built around your bottom line.

We’re an independent agency, so we shop your business coverage across multiple carriers — liability, workers’ comp, property, commercial auto and more — and build a policy that fits how you actually operate. We protect your home and family, too.

🏠 Looking for home, auto, or life insurance? See personal coverage →
A+BBB
Accredited

Why businesses choose MIG

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We compare multiple carriers for you
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One agent for your business and your family
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Real help when you file a claim
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A real agent who answers the phone
2001In business since
A+BBB rating
30 yrsIndustry experience
$0Consultations & quotes
Commercial coverage

Coverage that protects what you’ve built

We assess your risks, customize the policy, and stay with you through claims — so a bad day doesn’t turn into a bad year.

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General Liability

Covers claims that your business caused injury or property damage to a customer, vendor, or visitor.

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Workers’ Compensation

Medical costs and lost wages for employees hurt on the job — required for most Colorado employers.

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Commercial Property

Your building, equipment, and inventory protected against fire, theft, and storms.

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Commercial Auto

Vehicles your business owns, plus coverage when employees drive for work.

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Business Owner’s Policy

Liability and property bundled together for small businesses, often for less than buying them separately.

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Professional Liability

Errors & omissions coverage if a client says your advice or work cost them money.

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Commercial Umbrella

Extra liability limits on top of your other policies for the claim that’s bigger than expected.

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Cyber Liability

Help with data breaches, ransomware, and the costs of notifying customers.

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Surety & Contract Bonds

License, permit, bid, and performance bonds for contractors and licensed businesses.

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Contractor’s Equipment

Tools and equipment covered on the job site, in storage, or in transit.

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Product Liability & Recall

Protection for manufacturers when a product causes harm or has to be pulled.

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Employment Practices

Covers employee claims like wrongful termination, discrimination, or harassment.

Industries we insure

We know the risks in your line of work

Every industry has its own exposures. We build coverage around yours instead of selling a one-size-fits-all package.

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Contractors & Trades

Liability, workers’ comp, bonds, and equipment coverage for builders and trades.

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Retail

Storefront, inventory, and customer-injury protection for shops of every size.

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Restaurants & Hospitality

Coverage for hotels, restaurants, and bars — from kitchen fires to slip-and-falls.

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Manufacturing

Fire, theft, faulty assembly, and product recall protection.

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Technology

Safeguards for your innovations, data, and client contracts.

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Professional & Office

Liability and E&O for consultants, offices, and service businesses.

Don’t see your industry? We insure most small and mid-size businesses — just ask.

Personal insurance

Protect your home and family, too

The same carrier shopping we do for businesses, for your car, home, and life. Keep your business and personal policies with one local agent you know — and ask about bundling discounts.

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Auto

Liability, collision, and comprehensive for every driver and vehicle in your household.

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Homeowners

Your home and belongings, plus liability if someone’s hurt on your property.

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Renters

Affordable coverage for your belongings and liability when you rent.

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Life

Financial protection for your family if the unexpected happens.

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Personal Umbrella

Extra liability protection on top of your auto and home policies.

How it works

Three steps. No pressure.

Most quotes come back within a business day or two.

Reach out your way

Call, email, chat, or fill out the quick form — whatever’s easiest.

We shop the market

We compare options from multiple carriers and explain the differences in plain English.

You choose — we stay

Pick the policy that fits. We handle renewals, changes, certificates, and claims support.

Get a quote

Three ways to get a quote

Business or personal — pick whatever works best for you. Every option goes straight to our team.

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Fastest

Call us

Talk it through with an agent at 970-350-2644. Mon–Fri, 9am–4pm.

Call now
✉️
Easiest

Email us

Send your current policy’s declarations pages and we’ll quote against them. We’ll pre-fill the email for you.

Email chad@miginsure.com
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About 3 minutes

Fill out the form

Answer a few quick questions and we’ll follow up within one business day.

Start the form ↓

Have a quick question?

Quote request

Tell us what you need

The more you share, the faster and more accurate your quote. Only the starred fields are required.

  • Business: what you do, employees, and rough annual revenue
  • Personal: your vehicles and drivers, and your home
  • Your current policy and when it renews

Rather talk? Call 970-350-2644.

What would you like a quote on?
🏢 Your business
Business coverage needed (pick any)
Best way to reach you

Please don’t include Social Security, driver’s license, or payment numbers — we’ll collect anything sensitive securely when we follow up. Submitting this form does not bind coverage. See our privacy policy.

About us

A family-run Colorado agency

We believe in personal service and long-term relationships. We take the time to understand how your business runs, then build coverage around it.

Chad VanMaanen

Chad VanMaanen

Principal & Managing Agent

With 30 years in the insurance industry, Chad helps businesses find the right coverage, with service that lasts well past the sale.

Annmarie VanMaanen

Annmarie VanMaanen

Risk Management Specialist

Annmarie evaluates business risks and builds risk management strategies — and the coverage to back them up.

📞 Call Get a quote